This intermediate-level course delves deeper into the world of personal finance, equipping you with advanced strategies to manage debt, invest wisely, plan for retirement, and select appropriate insurance coverage. You will start by understanding different types of debt, distinguishing between good and bad debt, and exploring effective repayment strategies like the snowball and avalanche methods. Learn about debt consolidation and refinancing options to manage your liabilities more efficiently.

Next, the course covers the basics of investing, explaining why investing is essential and introducing various types of investments such as stocks, bonds, mutual funds, and ETFs. Understand the relationship between risk and return, and familiarize yourself with different types of investment accounts, including IRAs, 401(k)s, and brokerage accounts, along with their tax implications.

In retirement planning, you will discover the importance of starting early and learn about different retirement accounts and plans like 401(k)s, IRAs, and Roth IRAs. Understand the role of Social Security and pensions in your retirement strategy. Finally, the course addresses insurance and risk management, guiding you through the various types of insurance available and helping you choose the right policies based on your needs.