What you'll learn
- Optimize credit utilization and understand ideal ratios.
- Manage debt effectively using proven repayment strategies.
- Utilize advanced dispute techniques to resolve credit issues.
- Implement credit monitoring and protection strategies for enhanced security.
Course Description
This intermediate-level course delves into crucial aspects of credit management. Learn effective strategies to optimize credit utilization and maintain low ratios, including insights into balance transfers and consolidation. Comprehensive debt management techniques, distinguishing between secured and unsecured debt, and exploring methods like the snowball and avalanche for debt repayment.
Next you will learn about advanced dispute resolution techniques such as goodwill letters and negotiation skills for debt settlements and pay-for-delete agreements. Finally, explore the benefits of credit monitoring services and essential practices for protecting your credit from identity theft and fraud.
Course Module
- Module 1: Credit Utilization and Management
- Module 2: Dealing with Debt
- Module 3: Advanced Disputing Techniques
- Module 4: Credit Monitoring and Protection
